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Oregon Health Insurance Plans | Health plans That Work For You
If you never talk to an agent, you will probably never know about these differences until you make a claim, because the health exchange does not list these sorts of differences on their website nor do the exchange employees know about these sorts of things.
Call 503-828-1957 for personalized service from an agency with over 100 years of combined insurance experience. We know the plans very well, and we also know where the top specialty departments in Oregon are. Whether you are eligible for assistance through the exchange or best served by getting private healthcare insurance, we can assist with finding the best healthcare insurance plan for you.
What is Major Medical Insurance?
Major Medical health insurance plans are a type of medical insurance plan that meets or exceeds all of the minimum essential benefit standards set in force by the Affordable Care Act (ACA) otherwise known as Obamacare. These plans offer a broad range of inpatient and outpatient health-related services.
A very important reminder about Major Medical plans is that they are not all eligible to receive a tax credit or subsidized rate. However, whether you purchase an ACA compliant plan it will protect you from the individual mandates tax penalty for being uninsured under the Affordable Care Act. They are the only health insurance plans that offer a 1095-A to show proof of creditable coverage
Oregon Health Insurance Agency
Oregon Health Benefits Online works with every health insurance company in Oregon. Our brokers specialize in helping consumers select the best coverage options for themselves and their family by sorting out all of the options and narrowing it down to a few, based on your situation and eligibility. We know all the details that amount to huge differences between Oregon's many insurance carriers and especially health networks, so when you work with us you can be certain that the policy you have performs exactly how it was described to you. Then, if you need a particular treatment or drug covered, your advisor will point you to the company who covers it best. Your agent will help you make the best choice out of your options and will help you sort out the differences between the companies and available health networks so that your health plan works for you.
USING AN AGENT IS COMPLETELY FREE. RATES ARE FIXED BY LAW. YOU CANNOT GET A BETTER RATE ELSEWHERE, GUARANTEED!
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Get started below. For assistance selecting a plan, completing your application, or getting help calculating your eligibility for programs made available by the Affordable Care Act please call the number above. Our enrollment specialists are certified by the Federal Government and licensed by the Oregon Department of Insurance to assist consumers with selecting a plan and applying.